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Loan Rates


Shore to Shore Community Federal Credit Union offers some of the most competitive loan rates in the area!

Vehicle and Motorcycle Loans
Recreational Vehicle Loans
OtherRecreational
Mobile Homes
Personal Loans

Visa Credit Cards
Home Loans


Vehicle Loans
Effective Date: 08/01/2010
YearAPR*Term
New Autos 2.99% 48 Months
New Autos 3.99% 60 Months
New Autos 4.99% 72 Months
Used Auto 2007 & newer 3.99% 36 Months
Used Auto 2007 & newer 4.24% 48 Months
Used Auto 2007 & newer 4.49% 60 Months
Used Auto 2002 - 2006 4.49% 36 Months
Used Auto 2002 - 2006 4.99% 48 Months
Used Auto 2001 & older 5.49% 36 Months
Classic Cars 5.99% 60 Months
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate
Term shows maximum number of months for loan.



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Recreational Vehicles - Boats, RV's, Campers & Travel Trailers
Effective Date: 08/01/2010
YearAPR*TermAmount
2002 or newer 4.99% 60 Months  
2002 or newer 6.49% 120 Months Minimum amount $15,000
2002 or newer 7.74% 180 Months Minimum amount $25,000
2001 & Older 5.49% 60 Months  
2001 & Older 6.99% 120 Months Minimum amount $15,000
2001 & Older 7.99% 180 Months Minimum amount $25,000
All rates featured are listed "as low as" and are subject to credit approval and credit score. Rates and terms are subject to change without notice. Please contact Shore to Shore for the lastest rates. Some restrictions may apply.
APR * = Annual Percentage Rate
New boats and travel homes may require 10% down.



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Other Recreational - Motorcycles, Personal Watercraft & ATVs
Effective Date: 08/01/2010
TermAPR*
36 Months 4.99%
48 Months 5.49%
60 Months 5.99%
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR = Annual Percentage Rate

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Mobile Homes (Primary Residence)
Effective Date: 08/01/2010
TermAPR*
72 Months 5.99%
120 Months 7.24%
180 Months 7.99%
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
A 25% down payment is required on all Mobile Homes.
APR = Annual Percentage Rate

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Personal Loans
Effective Date: 08/01/2010
NameAPR*Term
Unsecured Closed End Loan 7.99% 24 Months
Unsecured Closed End Loan 8.99% 48 Months
Unsecured Closed End Loan 9.99% 60 Months
Share Secured 3.00% 60 Months
Share Secured 4.00% 84 Months
Share Secured 5.00% 120 Months
Revolving Line of Credit 12.00%  
Overdraft Protection 12.00%  
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate


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Visa Credit Cards
Effective Date: 08/01/2010
NameAPR*Effective Date
Classic VISA 14.90% 05/01/2010
Merit VISA 10.90% 05/01/2010
All rates featured are listed ''as low as'' and subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate


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Home Loans
Effective Date: 08/01/2010
NameAPR*Term
Closed End Home Equity 6.50% 180 Months
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
APR * = Annual Percentage Rate
Up to 80% Loan to Value.

 

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