| Savings |
| Effective Date: Wednesday, October 29th, 2025 |
| Name | Rate | APY* | Minimum Balance |
| Regular Savings |
0.05% |
0.05% |
N/A |
| Secondary Savings |
0.05% |
0.05% |
N/A |
| Holiday Club |
0.05% |
0.05% |
N/A |
| Money Market Tier 1 |
0.55% |
0.55% |
Minimum $2500 |
| Money Market Tier 2 |
0.65% |
0.65% |
$20,000-$74,999 |
| Money Market Tier 3 |
0.75% |
0.75% |
$75,000+ |
| IRA** |
0.50% |
0.50% |
N/A |
| Rates and terms subject to change without notice. Fees could reduce earnings. Please contact Shore to Shore for the latest rates. |
| APY* = Annual Percentage Yield |
| IRA** = Individual Retirement Account |
| Certificates |
| Effective Date: Wednesday, October 29th, 2025 |
| Name | Rate | APY* | Term | Minimum Balance |
| 3 Month Tier 1 |
1.50% |
1.50% |
3 Months |
$1,000-$24,999 |
| 3 Month Tier 2 |
1.55% |
1.55% |
3 Months |
$25,000-$99,999 |
| 3 Month Tier 3 |
1.60% |
1.60% |
3 Months |
$100,000+ |
| 6 Month Tier 1 |
2.00% |
2.00% |
6 Months |
$1,000-$24,999 |
| 6 Month Tier 2 |
2.05% |
2.05% |
6 Months |
$25,000-$99,999 |
| 6 Month Tier 3 |
2.10% |
2.10% |
6 Months |
$100,000+ |
| 1 Year Tier 1 |
2.25% |
2.25% |
12 Months |
$1,000-$24,999 |
| 1 Year Tier 2 |
2.30% |
2.30% |
12 Months |
$25,000-$99,999 |
| 1 Year Tier 3 |
2.35% |
2.35% |
12 Months |
$100,000+ |
| 2 Year Tier 1 |
2.30% |
2.30% |
24 Months |
$1,000-$24,999 |
| 2 Year Tier 2 |
2.35% |
2.35% |
24 Months |
$25,000-$99,999 |
| 2 Year Tier 3 |
2.40% |
2.40% |
24 Months |
$100,000+ |
| 3 Year Tier 1 |
2.50% |
2.50% |
36 Months |
$1,000-$24,999 |
| 3 Year Tier 2 |
2.55% |
2.55% |
36 Months |
$25,000-$99,999 |
| 3 Year Tier 3 |
2.60% |
2.60% |
36 Months |
$100,000+ |
| 4 Year Tier 1 |
2.75% |
2.75% |
48 Months |
$1,000-$24,999 |
| 4 Year Tier 2 |
2.80% |
2.80% |
48 Months |
$25,000-$99,999 |
| 4 Year Tier 3 |
2.85% |
2.85% |
48 Months |
$100,000+ |
| 5 Year Tier 1 |
2.85% |
2.85% |
60 Months |
$1,000-$24,999 |
| 5 Year Tier 2 |
2.90% |
2.90% |
60 Months |
$25,000-$99,999 |
| 5 Year Tier 3 |
2.95% |
2.95% |
60 Months |
$100,000+ |
| APY * = Annual Percentage Yield |
| Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. |
| Share Certificates receive dividends at maturity. Early Withdrawal Penalty for Certificates will result in the forfeiture of all dividends earned since last maturity date. |
